Founder & CEO of Mifundo - awarded data solution which provides cross-border credit information to the banks in EU. Verified & Passportable Financial Identity enables consumers to be trusted by the banks in other countries.  Ex-CEO of Bigbank - in 15 years built up an international banking group which operates in 9 countries.   He is also Chairman of Management Board in FinanceEstonia - the largest industry organisation of financial sector in Estonia.