Mats is the CEO of Marginalen Bank and one of the most active voices in modernizing the Nordic payments landscape. His career spans senior leadership roles in digital banking, real‑time payments, and fintech transformation, including serving as CCO at Lunar, where he developed Lunar’s Moonrise payments venture, and Chair of SweFinTech, the national industry body for fintechs in the country. Through op‑eds and industry engagement, he has consistently advocated for open, resilient, and future‑ready payment systems. At Marginalen Bank, he is leading the development of Sweden’s most forward‑leaning new payments banks.